Renter's Insurance 
Renters insurance can be used to protect you against loss of personal property, personal liability for bodily injury or property damage you are responsible for and other features added on by endorsement.
One of the biggest threats to you and your property is from fire. If you are responsible for the fire then personal liability for the damages to the building and property of others comes into play. The following is a good example of a local apartment fire affecting the lives of everyone living in that building.
On Friday, May 19, 1995 at 1:46 a.m., the Chesterfield County Emergency Communications Center received a 911 telephone report of a fire in the sprinklered Lodge building at the XYZ apartment complex. This X-shaped, three and four story, wood frame structure was the largest building in the complex and contained the management offices, social function room, and 58 apartments.
By the time the fire was declared under control at 4:53 a.m., more than 3 hours later, over 30 apartments were completely destroyed, another 12 sustained heavy damage and the balance suffered smoke and water damage. None of the apartments could be occupied after the fire.
If you lost everything in an apartment fire and had no insurance, where would you start to rebuild? Do you have money in the bank to replace your clothing, furniture, medications, eye glasses, book bags, computers, or even the TV?
A typical renter’s policy can be purchased for approximately $8.00 - $10.00 a month. Call us today to get your renter’s policy in place.Why Choose Short Pump Insurance?
- Professional and licensed independent agent
- Locally owned and operated
- Excellent products from multiple companies
- Highly competitive rates
- Special discounts
- Serving Central Virginia
