Wedding Insurance
You've put so much into your wedding…your heart, your time, and your money. But what if the bridal salon loses your dress? Or your caterer backs out? Or severe weather rolls in? Wedding insurance can protect your special day.
We have an insurance policy that offers you financial protection if certain unfortunate, and unforeseen events occur.
Today’s weddings have an average price tag of $27,000. Of course, brides are squarely focused on their special day – not on what could go wrong. Yet it’s all too common to lose a high-dollar deposit when a bridal dress shop suddenly closes, or a hurricane causes the wedding to be postponed.
You wouldn’t buy a new car that costs $27,000 without insuring it, so it’s important to talk to us about wedding insurance!
For as little as $160, your wedding insurance policy can cover a variety of situations, such as:
- No Dress. You can get repair or replacement cost if the bride’s wedding gown or groom’s tuxedo is lost or damaged.
- Lost Deposits. We can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up.
- Lost Rings. You can receive repair or replacement cost if the bride or groom’s wedding bands are lost or damaged.
- Severe Weather. If severe weather (such as a hurricane) forces you to postpone your wedding, we can provide reimbursement for non-recoverable expenses.
- Transportation Shutdown. If you have to postpone the wedding because a commercial transportation shutdown prevents the bride, groom or their parents from getting there, you can receive reimbursement for non-recoverable expenses.
- Ruined Photos. If your photographer’s film is defective, or negatives are lost or damaged, we can help cover the cost to re-take new photos.
- Call to Duty. If the bride or groom is unexpectedly called up to active duty, or has her or his military service leave revoked, forcing you to postpone the event, we can provide reimbursement for non-recoverable expenses.
- Damaged Gifts. You can get repair or replacement cost if your wedding gifts are damaged.
- Sudden Illness. If the wedding needs to be postponed because sudden illness prevents the bride, groom or their parents from attending, you can receive reimbursement for non-recoverable expenses.
- Venue Requires Insurance. As an additional option to your policy, you can add liability coverage to protect yourself in case a guest is injured or causes damage to property.
- Liquor Liability. As an individual liability option to your policy, you can add this coverage to protect yourself against liability arising from alcohol-related occurrences (subject to policy conditions and exclusions).
- Additional Expense. If a vendor suddenly becomes unavailable for your event but you can find a last-minute replacement, we can reimburse you for the difference in cost.
Why Choose Short Pump Insurance?
- Professional and licensed independent agent
- Locally owned and operated
- Excellent products from multiple companies
- Highly competitive rates
- Special discounts
- Serving Central Virginia
